Last updated: October 31, 2026
xChange is a software interface that lets you find and run swaps and cross-chain transfers through third-party protocols (routed by LI.FI). xChange is not an exchange, broker, bank or custodian. It never holds, controls or transmits your assets; you sign every transaction in your own wallet.
xChange adds a fixed interface fee of 0.25% to each swap or bridge. This fee is the same for every token and route and is shown before you confirm. Network (gas) fees and third-party fees are separate. These include the fee of our routing provider, LI.FI (currently 0.25%), and any bridge or DEX fees. The total of all fees is shown in the quote before you confirm.
You must be 18 or older. You may not use xChange if you are a sanctioned person, or located in a country or region subject to comprehensive sanctions, or where use of this service is illegal. xChange is also not offered to people located in or resident of the United States (and its territories), the United Kingdom, Canada, the European Union and EEA (including Iceland, Liechtenstein and Norway), the United Arab Emirates, Japan, South Korea, Hong Kong, Indonesia, Israel, the Philippines, South Africa, Thailand and Bahrain. You may not use a VPN or other means to get around these restrictions. You are responsible for following the laws that apply to you, including tax rules.
Crypto assets are volatile. Smart contracts and bridges can fail or be exploited, and transactions cannot be reversed. Quotes can change because of slippage. You use xChange at your own risk.
Do not use xChange for money laundering, fraud, sanctions evasion or any illegal activity. We may block wallet addresses linked to such activity.
xChange is provided "as is" without warranties of any kind. To the maximum extent allowed by law, we are not liable for any losses from your use of the app or third-party protocols.
Nothing in the app is financial, investment, legal or tax advice.
We may change these terms. Continued use means you accept the updated terms.